# Bloom V2

Bloom is a protocol that brings yields derived from the "risk-free"(1) treasury bill rate into the DeFi landscape. Bloom V2 has expanded this idea of permissionless lending into a commercial loan that tracks the risk-free rate with a novel RWA order-book design that provides a seamless experience for all participants in the system. 

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-cover data-type="files"></th><th data-hidden></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>Bloom Basics</strong></td><td>Learn what Bloom is and why its important for DeFi and the greater financial landscape.</td><td><a href="https://content.gitbook.com/content/gClwbQTxXxfeiI5Oy7Zu/blobs/x3o6r0WNrOv90mUFDdzL/2.png">2.png</a></td><td></td><td><a href="bloom-basics">bloom-basics</a></td></tr><tr><td><strong>Tokenized RWAs</strong></td><td>Our approach to using tokenized RWAs</td><td><a href="https://content.gitbook.com/content/gClwbQTxXxfeiI5Oy7Zu/blobs/XCOxCrS2TQxtzkm5QvY6/3.png">3.png</a></td><td></td><td><a href="tokenized-rwa">tokenized-rwa</a></td></tr><tr><td><strong>Technical Docs</strong></td><td>Technical documentation for more details on the inner-workings of the protocol and how to integrate Bloom.</td><td><a href="https://content.gitbook.com/content/gClwbQTxXxfeiI5Oy7Zu/blobs/sytKiXh4zN1Hc5IIG0iT/1.png">1.png</a></td><td></td><td><a href="technical-docs">technical-docs</a></td></tr><tr><td><strong>FAQs</strong></td><td>Frequently Asked Questions</td><td><a href="https://content.gitbook.com/content/gClwbQTxXxfeiI5Oy7Zu/blobs/sytKiXh4zN1Hc5IIG0iT/1.png">1.png</a></td><td></td><td><a href="legal/faqs">faqs</a></td></tr><tr><td><strong>Audits</strong></td><td>All audits covering Bloom V2.</td><td><a href="https://content.gitbook.com/content/gClwbQTxXxfeiI5Oy7Zu/blobs/sytKiXh4zN1Hc5IIG0iT/1.png">1.png</a></td><td></td><td><a href="technical-docs/audits">audits</a></td></tr><tr><td><strong>Legal</strong></td><td>Our terms of service and privacy policy</td><td><a href="https://content.gitbook.com/content/gClwbQTxXxfeiI5Oy7Zu/blobs/sytKiXh4zN1Hc5IIG0iT/1.png">1.png</a></td><td></td><td><a href="legal">legal</a></td></tr></tbody></table>

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1. Treasuries are debt obligations of the U.S. government, and because these obligations are backed by the "full faith and credit" of the government, they are generally considered one of the safest of all investments. However, even treasuries carry some credit risk. See the “Risk” section of these documents for additional information.
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